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Jan 25, - It's amazing how often we get a message telling us we've won the lottery. These glad tidings share plenty of similarities: the winner is notified.
Table of contents

That's a big difference from the U. These people won the lottery multiple times, taking home millions—a Harvard prof. Like this story?

I won a Raffle - now what? – verydice

Get Make It newsletters delivered to your inbox. All Rights Reserved. Skip Navigation. Land the Job This is the perfect answer to 'Tell me about yourself,' according to Yale career Debby Carreau, Contributor. Source: Western Canada Lottery Corporation.

What prizes can I win?

VIDEO We have looked around at many research papers and other articles on the matter about those who land in instant riches against all odds. Doesn't it seem cruel to imagine that many lottery winners become losers? There is a saying that newly wealthy people need to commit to memory: you should only have to get rich once. The reality is that some people just cannot help themselves in avoiding the pitfalls of instant wealth.

There have been other U. While many lists explain what you should do if you win, it is surprising how few actual warnings are out there that can be used a scare-tactic guide that makes lottery winners do the right thing. Did you know that you might become a marked target if you are a lotto winner? Some people find instant enemies, and some people become their own worst enemy. Some people now could even manage to spend that much just in a single day or two. Some points about what to do, or not do, may overlap or seem redundant.

The problem is that there are many pitfalls that snag lottery winners who become vastly wealthy overnight or those who find themselves incredibly wealthy in a very short period. This list of tasks also has many lessons for those who win big legal judgments, who unexpectedly inherit millions of dollars and who get sudden windfalls of cash from a business deal or a business sale.

What happens when you win the lottery - and how it changes your life

After doing some research, we find this is apparently the simplest and easiest error to make. Can you imagine losing a lottery ticket? Then imagine what can happen if someone else snags your ticket and shows up to collect the prize. Fighting over this is no simple task, and disputes have arisen over who owns what ticket. In a way, lottery tickets are almost considered the last form of bearer bonds that anyone can collect on if they show up with the coupons and bonds.

Lottery tickets expire at different times from state to state, but they generally expire in 90 days to one year. If you win millions of dollars, chances are pretty high that you will to want to brag about it and share some of your new joy. How could you not?


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  • I won a Raffle - now what?!

The problem is that telling everyone you know before you collect your winning puts you in danger, and in more ways that just one. Everyone who has ever done anything for you now may come with their hands out asking for something, or worse. You probably have heard of kidnap and ransom insurance before. One lottery winner was even murdered. If you can manage it, and if your state allows it, try to remain anonymous for as long as humanly possible.

How you became vastly wealthy will be found out in time anyway, but there is no need to alert everyone. Getting tens of millions of dollars at once probably sounds better than getting a paycheck for the next 30 years or so. Most people choose the lump sum rather than the annuity payment as it is instant empire-making money. Go see a reputable and visible tax professional and a reputable investment advisor at a top money management firm with a widely recognized company name and a long corporate history. This theme of "reputable and visible" will echo throughout.

Account Options

Do this before you make the decision about a lump-sum or annuity option. If you go from living paycheck to paycheck, does it sound right that you will know the best things to invest in and the best tax and asset protection strategies? There are many ways to invest and protect that fortune, and that might not include just buying some stocks and bonds and letting it ride. Your drinking buddy might also not be the best choice as an advisor and expert. Stuart also declined to hire any lawyers or accountants to help him manage his newfound wealth — which many experts recommend doing — opting instead to consult his bank's free financial adviser.

One improvement Stuart did make to his trailer after winning the lottery was to replace the home's windows, though he tells the Globe that he got a good deal on the windows through a friend of his son. Otherwise, Stuart's primary splurge is occasionally ordering a lobster roll — instead of his usual cheaper option, a burger or hot dog — at Arundel Market, the local deli where he stops for dinner most nights after work.

Stuart's family members tell the newspaper that he's happy in his routine and that he's never been the type to seek extravagant purchases.

Rama Raffle

But, that's not to say Stuart wasn't excited to win the lottery in the first place. I was flabbergasted. That's something you dream about," Stuart told lottery officials in a statement after his million-dollar scratch-off win in May.

I WON A RAFFLE

At the time, Stuart made it clear he didn't want a new home. Stuart also gave some of his winnings to his three children, but he's saving the rest of it while continuing to work for the foreseeable future.