Manual I am freaking RICH: Check by yourself...

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It seems like even the slightest dip in the market causes them to freak out and start Ask yourself: do the pundits make money when their readers make money? in hundreds of articles already — but I always feel like it needs to be said.
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I saved a ton of money by staying home and chilling out with my dog, Reggie. If I was lucky, I had someone to eat it with. Safer too! Both of these books and this blog have seriously changed my life for the better.


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All you need is willpower. No one will be offended if you ask for money after doing something for it.

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You have to ASK, and ask often. I need to get this tidbit out of the way: I have a small hatred for teachers. There were only one or two teachers I can recall that really helped me in a significant way. Beidka failed me. And even if you are the greatest employee the company has ever seen, a small budget cut can send you packing, and last in line at the unemployment office — I should know. Therefore, you need to think about your life as a whole and where you want to be. Otherwise, owning a home might not be the best move for you. These might not seem like bad things, but for me, they were, so just be cautious of them.

There is nothing wrong with renting.

Right now, I rent and I love it. Very little responsibility and I can move whenever I want without having to deal with the devil banks. I followed the philosophy of I could get hit by a bus tomorrow, so what do I need to save for? What a bad philosophy. I spent 30 years without a backup or cushion to help get me out of a jam.

Car breaks put it on the credit card. Went over on my cell phone minutes, put it on the credit card. Not good, friends. Not good.

2. Simplify your budget

Having it will relieve stress in your life, even if you never have to use it. I would subscribe and signup for every offer that came in the mail. All of these things are worthless! You should do your research and find the card that will work best for your situation and provides the best rewards. The best advice would be to continually cancel junk mail like I did. I used to be a smoker and a heavy drinker. Guess what? There are plenty of other habits that are killing you. I wrote a whole post on this very topic. Perhaps all your friends do is spend money on frivolous crap, and now you find yourself doing the same things.

Stop it! Not a mental list, but an actual list with a pen and a piece of paper. For instance, you could write: walking the dog, drinking coffee, or laughing. Hobbies not only help your mind, but they will make you happy, and perhaps, save you money at the same time. Exercising, snowboarding, homebrewing, writing, or any activity that engages your mind is a better use of your time. Dig deep into yourself and choose a hobby that you think will benefit to you and make you smarter. I started brewing beer, and it provides me cheap great-tasting beer and wealth of math knowledge.

You need to quit blaming others I know I have. Listen Money Matters is reader-supported. When you buy through links on our site, we may earn an affiliate commission. How we make money. You Need to Look at the Big Picture 3. Credit Cards Are a Godsend 3. Debt is The Devil 4. Mint Is Mint 6. Staying Home is Okay 8. Education is Key Books, not College 9.

7 Reasons Why You'll Never Do Anything Amazing With Your Life

Job Security is a Myth except for teachers Owning a Home is Not For Everyone Build an Emergency Fund for Peace of Mind Junk Mail is Junk Bad Habits are Killing You…Literally Choose Your Friends Wisely Do What Makes You Happy During the beginning, I had asked her to take a series of tests to better understand who she is—whether it be her love languages or her MBTI. She was my complete opposite as ISFJ. I remember I told her I was doing everything academically in my power to become a doctor and was psyched to know that she was pursuing the medical field.

Her MBTI was perfect for it! I was running through the lists of possible career choices for me and I'll never forget what she said: "I don't hear anything in the medical field. However, it's through taking these tests over and over again every year that I began to think logically about what she said. So much of my academic perception about what I wanted to be revolved around what I grew up around. I thought about how I would act in a business setting and honestly, felt so much happier thinking about myself in that position than to be a medical doctor.

Nowadays, I'm thankful for tests like these to help me reflect on my past and to help understand them to channel them into my future decisions! I am really unhappy with my results. I was wanting to see if I was going to be in law enforcement, but no, the freaking Meyers Briggs crushes dreams of hopeful people. Certain personalities will fit better in certain careers. When people are in a career that matches how they think and operate, they will usually be happier and more effective.

If you are young and seeking a career, talk with a career guidance counselor about your results, and about your reasons for wanting to be in law enforcement.

Perhaps you may find an area that you could do well in and be happy in, while functioning in your natural personality style. Maybe you may look at other options you have never considered before.

Stealth Wealth Management Tool

Certainly these tests are not to crush dreams of hopeful people, but to steer them in a more clear and appropriate direction for career satisfaction. As an ENTP female that sometimes swings to J I have realised after almost half a century on this planet; that the order of senses is a better way for me to understand my emotions. If the extroversion is in the drivers seat, and Intuition is in the passenger seat; thinking is in the back seat and my feelings are in the toddle booster seat behind me It's not that ENTP's don't have or understand their feelings, but that we go through logic and rationalising before applying it to our feelings.

I have learnt to put aside my feelings in a given emotional situation; especially emotional conflicts, to allow myself the time it takes me to work it's way through sometimes a few days later to the toddles back seat to my feelings. It is then, I can safely look at the whole of an emotional situation and see the big picture, which under unemotional situations, is something I need no time to arrive at a conclusion immediately. It's very inate with me, almost like breathing. I always thought it was because I've been an analyst all of my working life.

I actually get frustrated with people that call themselves analysts and don't have that degree of mental agility. I also love the debate and the defending of a position ENTP fits me pretty well. And as for I find myself either bored, irritated or dumbfounded by others stupidity a lot of the time.

No such luck yet. Anyone else have the same feeling?