Retire in a Weekend

The following is an excerpt from Retire in a Weekend! The Baby Boomers' Guide to Making Work Optional, by Bill Losey.
Table of contents

He is also a music producer and inventor.

Bill Losey’s Retire in a Weekend!

Anti-ComplainyPants October 11, , 9: TKC October 14, , 6: I am long way from FI of any kind but due to our local office culture we are usually very blunt in our opinions. I work for a chip design firm where honesty is valued a lot. Maybe that is because all of us in this office are engineers.

SKR January 7, , 2: I know, I am really late to comment on this blog, but just going through since the beginning of time. It does make sense in this context…: Chris February 12, , 5: I think this is the wrong conclusion for most. Just when my emergency fund was getting in shape, I had to use it and replace a car that was totalled in a car accident. I was able to find a Honda Accord for a very reasonable price and it seems to gleam it is in such good shape. A month after that emergency, things are back as usual to the saving agenda.

For me, the most important idea was to ditch consumerism, and become a save-a-holic superstar saver. I would like to put together a quick nest egg before retirement to supplement our pensions and allow for a lot of winters out of the land of the ice and snow. I can see now how possible this is. In my country malaysia, a frugal livestyle with the goal of early retirement is an alien as seeing kim kardashian and kanye west together. Those who work with the gov would endure the pain of going through birocrat crap and go to work every morning with some folks like my wife even had to leave home before sunrise.

They had to do that just for sake of the penchant scheme when they retired from service at the age of While those who work at the private sector are expected to work until death should they fail to plan a good retirement plan. The financial ignorance in our younger generation is mindboggling. I myself have made a lot bad money decision in the past. It hurts me a lot for i know the pain that these kids would end up experiencing in a couple of years in time. They will end up fighting and ultimately their kids will pay the final price when their parents marriage end in ruins….

A lot of advice that i get on building financial freedom revolved around starting a business or crazy technical wolf of wallstreet kind of investment but none of them emphasize on baddass frugality where anyone with a workingg brain can do…. Ray October 29, , Already a fan of this Blog. I think this is a great resource for many people out there. I am kind of a 3 on your mustache scale.

Been thinking about this stuff for a while, and one thing led to other and I stumbled upon your blog. This is the exact opposite of what we have for the most part back home. Many of my friends here practice what you say by default. Many others on the other hand including me fell for the bait. Mike March 29, , I love the website and thought I would tell my story since I am bored at work right now. I work in a Federal agency and for many years have had a supervisor who was mean, cruel, and vindictive.

All 9 of her subordinate employees detested her. However, she had the support of her two higher line managers, which prevented anything from being done about it. She would deny leave requests, approve leave requests and then cancel them right before the expected days off with some sort of unscheduled travel on how to be a better manager, send you on far away unnecessary trainings, steal anonymous surveys and read them to other staff, treat people in a manner in which you had to chew gum in order to make it through a private meeting with her.

How We Retired at Age 38 and 41, with Our Next Life

She was cruel and often people would apologize to me the next day for what happened in her office and how I was treated. She took joy in denying me basic rights that were available to all employees in the agency, including an alternative work schedule. Over time, I came to realize that I had hit FI and no longer really needed the job at all. So, I e-mailed everything she did to her 3rd line boss. This caused her a lot of emotional distress, which I loved and caused her to step taking these types of actions.

However, she hated me with a passion and could not stop doing these types of things. No one else had the guts to challenge her because her job was to fire people for the agency black hat department. Talking about picking on the wrong person, huh.


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Anyways, it is difficult to be fired from the government, so eventually after a year of this and numerous meetings they relented and transferred me another department. Naturally, I was blacklisted as a result, and considered to be a complainypants. However, I arrived in a paradise with bosses that liked me from having worked with them before, an alternative schedule with 4 10 hour days and every Friday off, less work, a window view, and best of all, I empowered all of the other employees to begin to make their complaints known.

Within 10 months, all of her subordinate employees were taken away from her and I just received a temporary promotion to a new prestigious department.

Weekend Edition: Retire in your Mind even if you Love your Job

Talk about happy endings! God bless FI and the empowerment it created for me in my own mind. Picky Pincher June 10, , 7: I think our society has a very narrow view of what retirement actually looks like. Which is absolutely not true! The past year of getting out of debt and building up our savings has been the most rewarding, tough journey.

Have started reading your posts from the beginning and this post amuses me. My daughter, still in her early twenties, has mirrored my dh and I. It baffled many a boss and sometimes got him better jobs I work part time and have done since my first child was born over 30 years ago, After my first child I would work a few months part time and then take a break It helped that people in my field were in short supply. This again mystifies our friends and relatives that I would not work all the time and then worked only part time. My daughter asked at work if she could take 3 months off unpaid, to go travelling.

They said no, so she handed her notice in. When she left, the bosses all said there would be a job for her again when she got back what she had asked for in the first place! Hi John G November 13, , 8: I am a new fan of your blog! My friend recommended it to me last week and I have been reading a couple articles almost every day.! I like that you run numbers for different scenarios because I always find myself doing the same. Both scenarios would assume the same returns on investments. Janell Amely December 13, , 6: Then take it out to pay off the mortgage.

Undoubtedly it feels better to pay off a death note as fast as possible, but math-wise the numbers make more financial sense to invest any extra first. Nice joy December 13, , 1: Why you need to pay off at that point? That is what make financial sense to me. Bill G December 15, , 2: This is a very good question. Our decision was to knock out the mortgage ASAP, because we preferred the certainty that comes with paying down debt, whereas investment values can go down as well as up. With hindsight we would have been better off investing the money, but we can live with it because our pension funds benefited from the long bull market so we saw paper gains there.

My wife and I chose to accept fewer projects and take more time off, rather than smash on to true FI. To keep things non-promotional, please use a real name or nickname not Blogger My Blog Name.


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    6. The most useful comments are those written with the goal of learning from or helping out other readers — after reading the whole article and all the earlier comments. Notify me of new posts by email. Take a look around. If you think you are hardcore enough to handle Maximum Mustache, feel free to start at the first article and read your way up to the present using the links at the bottom of each article. For more casual sampling, have a look at this complete list of all posts since the beginning of time or download the mobile app.

    Go ahead and click on any titles that intrigue you, and I hope to see you around here more often.

    Apr 30, 39 comments Weekend Edition: Living well on the trailing edge of Luxury Next Post: Car Strategies to Cut your Costs in Four or more. You might also like: Efficiency is the Highest Form of Beauty. Nice work, negotiating the new leisure schedule.. I highly approve of that! However, I think you need to drink more beer.

    That is a very happy story to for me to hear. I had one boss who refused to let me use vacation days to actually take vacation Boss: I like the title of SWAMI, I myself am a semi-Mustachian, I have no debt, I cycle to work everyday, but I still have no savings, and am still living paycheck to paycheck, I used to have savings from a windfall, but something always comes up to take my money away, unexpected expenses are everywhere….. Is this a reasonable thing? When I started out facilitating events I was naturally an introvert. So I had to work very hard to put myself into a state of mind to be comfortable standing in front of and engaging and delivering value to large audiences, for extended periods of time.

    Many of these things we now teach to founders in our Peak Persona programs, including: It is one of the best jobs in the world. Facilitating a Startup Weekend event is one of the most enjoyable and rewarding experiences. It was actually through facilitating Startup Weekends that I learnt how to construct emotional impact for people, and how to re-program their perception of reality.

    That impact is what I love. One of the highlights for me has been the global and regional facilitator and organiser summits, the best of which took place in downtown Vegas in with about startup community leaders from around the world coming together for a week of peer-to-peer knowledge sharing. I still stay in touch with many of the people I met that week, and that group still shares knowledge and experiences to help each other improve their game. Hanging up my Startup Weekend hat. I honestly believe it is one of the single most valuable event formats for startup entrepreneurship.

    I know this is a failing of me, not the activity. Putting this retirement into practice, I was recently asked to facilitate a couple of upcoming Startup Weekend events in Queensland, which I declined. They asked me to recommend some other facilitators, so in the interest of helping others who may have the same question, here goes, in no particular order these are all local for Australia:.

    But please feel free to add more names in the comments.

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    The last thing I want to add is this. Many people participate in a Startup Weekend event and worry about the low number of startups that progress post event the last stat I heard was that As a result, they argue that the format of a Startup Weekend should be changed to increase the startup success rate. But they fail to recognise that the purpose of Startup Weekend is actually not to build startups.