Learning how to talk your way out of credit card debt is the quickest, easiest, and. .. Phone Calls to Banks That Saved More Than $43, in Interest Charges.
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I ordered your books a few weeks ago and read them right away. I had an incredible amount of confidence when I called to get my credit card rate lowered. It was so easy!
They lowered my rate from Thanks again for your terrific advice! Save my name, email, and website in this browser for the next time I comment. This site uses Akismet to reduce spam. Learn how your comment data is processed. By Dan Janal T My clients get terrific results from my coaching, developmental editing and ghostwriting. For info, go to http: How to Get Book Reviews on Amazon. March 15th, 0 Comments.
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September 30th, 0 Comments. By Cathi Brese Doebler. September 27th, 0 Comments. September 7th, 0 Comments. Thinking Your Way To Happy!
September 3rd, 0 Comments. Leave A Comment Cancel reply Comment. Toggle Sliding Bar Area. In my last year of college, I turned to my credit cards to pay for tuition and books. So I analyzed how I could save money through managing my debt properly. My friends who were in school asked me how I was paying for things and affording things. I gave them tips, and they saved money, too. People kept asking me for advice on what to do. This lead me to write my book, Credit Card and Debt Management: In the first 30 days, you want to get organized.
See a Problem?
My karate instructor says my greatest obstacle is me. It can come from their circumstances, and it can come from beliefs that people have had since they were small. Then, you buy it and all of a sudden, you see it everywhere. What can I do today? What bank am I going to contact today to reduce my rates? Where am I going to look online today to find some new lending options?
I think in the first 30 days, your mindset is the most important thing. You hear about it, learn a couple things about it and start doing it. The past is done. Go forward with the right attitude and take the right steps. Have a functional checking account, a filing system for all of your bills, debts, etc. Create a plan in the first 30 days.
See a Problem?
Become more efficient with your current interest rate. Either negotiate with banks or transfer your balances to cards with lower rates. When you cut up your cards, you cut out your credit options.
If you have your other cards, you can call and negotiate a lower rate for a balance transfer. Even if you get your rates down to zero, you still have to pay it back eventually.
Scott Bilker
That guy made a million dollars on my idea. But you can do simple things, like selling your extra things online. There are so many online opportunities to make money. For example, web sites pay people to be online jurors. There are lots of honest opportunities like that.
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The best investment you can make is to invest in yourself. Invest in your ideas. Go back to school.