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Table of contents

Buildings Subcategories

Proposal Deadline e. Must your new AMC be headquartered in a specific location? Does the organization have a formalized search committee? Yes No What is the start date of the transition process?

Ascent Into Submission

Yes No If yes, in what year was your most recent strategic plan developed? Yes No Maybe Total number of individual members: Total number of company members: How many classes of membership are there? What software does your organization use for its membership database?


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What accounting software does your organization use? Equity at last fiscal year-end? Yes No If yes, when was the most recent audit performed? ThinkStock Photos. With your company's accounts department knocking on your door to submit your income-tax saving proofs, it's time now for you to gather all the relevant papers.


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Since April of last year, the department would have been computing taxes on your salary based on the proposed investment declaration submitted by you earlier. The taxes deducted at source TDS are covered under Section of the Income-tax Act, making it the obligation of the employer to withhold taxes at the time of payment of salaries. You must keep in mind that for FY there is no tax payable if your taxable income does not exceed Rs 5 lakh.

Therefore, if no tax has been deducted by your employer till now, on the basis of investment declaration, then it is more important to submit tax-saving proofs so that excess TDS is not cut. Once the actual proof is submitted, the accounts department will compute the taxes based on the proofs of the actual investments made by you.

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And for that you will have to furnish the documentary evidence of having actually made the investments as per the investment declaration made earlier. You can make tax-saving investments different from those declared by you earlier but the deduction from taxable income will be given only on the basis of the actuals submitted and not on the basis of the proposed declaration made earlier.

The last date for such submissions varies, but most organisations would expect you to submit them by March 10, However, employers start asking for them in January itself as they would like to start deducting tax at source on the basis of tax calculations based on actual investments from January. This will also enable the employee to finalise tax adjustments, if any, in the balance months of the current financial year If taxes have been deducted in excess or less, accordingly, they will get deducted in the last 3 months of the FY.

Do not wait till March as then there wont be any scope for finalising and one could see a huge tax burden in that month and less of take-home pay. The documents need not be attached or sent to Income-tax Department at the time of tax filing. Instead, it's the employer who has to receive them from employees and deduct tax accordingly.

Final Submission Templates

In such cases the excess TDS will reflect in the Form 16 and the refund will have to be claimed by you from the I-T Department by filing the appropriate income tax return. For Public Provident Fund PPF , if it is maintained with a bank or a post office, submit photocopies of the passbook showing all the transactions and the account details.


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In case you are maintaining PPF online, take a printout of the e-receipt showing transactions and the account details. In case of Sukanya Samriddhi Scheme and 5-year tax saving fixed deposit, the deposit receipt or a certificate from the bank has to be submitted to the employer. Tuition fees In case of tuition fees, submit photocopies of the school receipt carrying the schools' seal and signature of the receiver. Tax-saving on affordable house In the Budget announced in July , an additional deduction on interest paid on affordable house was introduced.

An individual can avail the deduction of up to Rs 1. This will translate to tax -savings on interest paid on housing loan for maximum up to Rs 3.

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There are certain criteria one must satisfy in order to avail the tax-benefit which are as follows: a Loan must be sanctioned by a financial institution during FY , i. This deduction is over and above the Rs 2 lakh limit under Section 24 of the Income-tax Act.

Hard copies of all the relevant documents have to be submitted. The deduction is allowed up to Rs 50, per year starting from FY and subsequent years until the loan is repaid. This condition is not applicable for those whose rent payment is less than or equal to Rs 1 lakh per annum, i. A copy of the lease rent agreement or declaration by the landlord in a prescribed format is to be submitted. Further, ownership proof of landlord of rented premises, which can be house tax receipt or the latest electricity bill or share certificate in case of co-operative society houses have to be submitted.

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