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Or not. Giving is a huge part of becoming wealthy, but I doubt you understand that. Also, each one of your bullets speaks pure ignorance. Shame on you. I served 22 years in the military. Ive put my life at risk multiple times in multiple theaters of war. I flew fighters for the USAF. I tithe, I drive a nice car, give my kids what they need and usually what they ask for, although not always. I donate time and money to various charities.

I tip our house cleaners, I tip the pool guy, I even give a tip and thank you card to the trash service drivers.


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I have two airplanes that Ive donated lots of time and money to the betterment of Aviation and the gift to underprivileged kids. Ask my wife and people that know me if they think Im boring. Mostly, they ask me to slow down for just a moment. I say ok to them, but can we do it in Maui?

I send cash for Christmas and dont fret about mail theft.

Bargain for billionaires: Why philanthropy is more about P.R. than progress

I tip very well when I play BlackJack in Vegas. I could go on, but the one I cant seem to have an answer for is your number 6. You are a fool. Well yes Pete, I think you are misguided and misunderstood, but I think youre not a fool, even though you make foolish comments. You sound like a well rounded family man who is genuine and cares about others. Len Penzo…this is my first visit to your site…. Not a hero, just doing my duty as a citizen soldier, like my father and his father before him, and his father before that.

Please explain. I help people with their financial problems all the time. I generally do NOT give them a hand out, but help them learn to do better with their own money. I came from nothing, worked my ass off and made it on my own. Try the government. Most millionaires are probably seen as boring.

We find pleasure in simple things.

S.W.A.P., DON’T SHOP

We look just like everyone else, we are just better with money. But I do donate my entire net salary to charity every year. My salary has not been my primary source of income for many years, but I still work. What he sees in others is how he perceives having money in his own mind. The old saying, when you point a finger at someone else there are 3 other finger pointing back at you. What bothers you most about other people are often the traits you would exhibit yourself. I might also add…be satisfied being a renter.

Genetic disorder from possible inbreeding

I am have substantial savings, and one of the things that enabled me to accumulate it was happily living in a studio apartment rental until I was almost It enabled me to save lots of money, and still have discretionary funds for travel and living it up. Being happy with that as my home was a HUGE advantage financially. I now own, but it is a huge money suck, and I bought a house to have a patch of grass to call my own and wanted a house to grow old in and modify as I like, not because I have any illusions that it is the financially wiser thing to do.

Oh yeah — and cars? Agree on that. Both bought for cash, and I drive them into the ground. My current car is years-old, faded by the sun, and a bit dinged. But I still plan on having it another years. Well said. Home ownership is not for everyone, and that is okay. When I was in my twenties, I used to have a boss who was much older than me he was in his 60s and close to retirement at the time who was financially very well off.

I was shocked when he told me the big house he lived in was rented — and that he was a renter all his life.

11 Billionaires With the Cheapest Lifestyle Ever

He gave the exact same reasons you did. It really made me think, although I ultimately decided I wanted to own and not rent. I especially love the part where you go to his house and he gives you a lift home in his 10 year old car. FinancialWizardress: It is ironic, but true. I hope it sinks in with them eventually.

James: Thank you, kind sir! Glad you enjoyed it. Look for it on ebay! Great Tips!

Juno Fox (Author of Billionaires Don't Beg)

I currently use some of them. Currently driving a 15 year old car with paint peeling off, but it still runs. Have spent my life helping my 4 children learn the value of saving. We had to live frugal for many years as I was a single parent raising them without child support until I graduated as an RN and made decent money. But, now they realize how important it is to manage money wisely. Now that I am retired, have learned to go on You Tube to find ways to fix things in the house without calling a repair person.

In my opinion, most not all public schools produce dysfunctional kids which is why i use private schools higher moral and academic standards. Now that i look back on my neighborhood, we are the only kids who accomplished a college degrees, bought a house for our parents we were living in a basement then and they were six of us and traveling. My parents worked hard and now they enjoy traveling and spending time with their grandkids. Instead of paying private school tuitions, they saved money for our college degrees which gave my oldest brother a degree in electrical engineering, my other brother a health science and nursing degree, me — a nursing degree, and my youngest sister — a biology degree.

I used to believe that renting was the way to go until I had a landlady that decided she wanted to live in the house I was renting from her, and we had to move. Moving expenses burned up any savings versus owning, and then some. Then there is the stress involved with moving.


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With the housing market the way it is now, once you get the money saved for a nice down payment and the closing costs, owning a modest home is the way to go! One cannot look at their home as an investment. One has to live some where, and usu. I agree, Ben. I remember that my freshman year of high school one of my best friends was a princess from another country I am NOT making this up! She had to transfer at the end of the year, though, for some political reason.

During my sophmore year, though, one of the guys that would hang out in my group of friends was incredibly rich and completely caught up in the latest technology and knew almost everything about it. I think that covers the two ends: seriously rich people tend to be used to the idea of being rich. My husband had a wealthy Saudi college student at his state college. His father would send him 10, He was an obnoxious idiot. My husband assumes he went to his school, because it started with an A.

First on the list to apply to. That Pete guy definitely has issues…My husband 9 yr Navy vet and I have always paid ourselves first. I became disabled in , but since we were already on a good track, we were fortunate that it did not break us. He has a 10 yr old car with K miles on it and also managed to have no college loan debt and still has 15K in the bank. We have been very fortunate financially-but I think starting saving early really is the most important tip. It is also a mind set of not spending every dime. Oh, and Pete?